T R O U B L E D   C O M P A N Y   R E P O R T E R

               Friday, May 2, 2008, Vol. 12, No. 104

                             Headlines

ABSPOKE 2005-IVA: Moody's Reviews 'B1' Rating for Possible Cut
ACE HARDWARE: S&P Attaches 'BB-' Rating; Gives Stable Outlook
AIRTRAN HOLDINGS: Grosses $140 Million on Securities Offerings
ALERIS INTERNATIONAL: S&P Maintains 'B+' Corporate Credit Rating
ALTIUS II: Declining Credit Quality Prompts Moody's Rating Cuts

AMERIQUEST MORTGAGE: S&P Downgrades Ratings on 70 Cert. Classes
ASSURED RESOURCES: Case Summary & Six Largest Unsecured Creditors
BANCO SURINVEST: Moody's Withdraws Ratings for Business Reasons
BASIS YIELD: Judge Gerber Dismisses Chapter 15 Case
BOOTHCO SAVANNAHS: Case Summary & 11 Largest Unsecured Creditors

BROADRIDGE FINANCIAL: S&P Downgrades Credit Rating to 'BB/B'
BURLINGTON COAT: Fitch Keeps 'B-' Issuer Rating on Ample Liquidity
CARECORPS MANAGEMENT: Case Summary & 20 Largest Unsec. Creditors
CASCADIA BEHAVIORAL: Facing Liquidity Crisis, May Go Belly-Up
CDC MORTGAGE: Fitch Downgrades Ratings on Certs. Totaling $271.5MM

CF HOSPITALITY: Case Summary & 39 Largest Unsecured Creditors
CENTRO NP: Moody's Maintains Review of 'B3' Senior Debt Ratings
CHASE FUNDING: Fitch Takes Rating Actions on Various Cert. Classes
CHERRY CREEK: Moody's Downgrades Ratings on Six Classes of Notes
CHRYSLER LLC: April Sales Drop 23% Due to Slowing SUV Demand

CHRYSLER LLC: April Sales in Canada Rises 8% Due to Retail Growth
CNH GLOBAL: S&P Upgrades Corporate Credit Rating From 'BB+'
COMMODORE CDO: Moody's Downgrades Ratings on Four Notes Classes
CONEXANT SYSTEMS: Posts $142MM Net Loss in Quarter Ended March 28
CONSTITUTIONAL CASUALTY: A.M. Best Lowers Issuer Rating to 'bb-'

COVANTA ENERGY: S&P Alters Outlook to Positive; Holds 'BB-' Rating
CWABS INC: S&P Downgrades Ratings on 13 Classes of Certificates
DANA CORP: Intends to Transfer Kentucky Operations to Mexico
DANA CORP: CAW Employees in Ontario Ratify Salary Increase Pact
DANA CORP: To Lay Off 340 St. Marys Employees in June 2008

DELPHI CORP: Court Approves DIP Facility Extension & Refinancing
DELPHI CORP: Court Approves Up to $650MM in GM Credit Extensions
DELPHINUS CDO: Moody's Downgrades Ratings on Seven Note Classes
DENMARK HOMES: South Carolina Housing Slump Cues Chapter 11 Filing
DENNY'S CORP: March 26 Balance Sheet Upside-Down by $172.2 Million

DUANE READE: S&P Lifts Corporate Credit Rating to 'CCC+' From CCC
EDUCATIONAL SERVICES: Case Summary & 17 Largest Unsec. Creditors
ENRON CORP: Federal Court Approves Cliff Baxter Estate Settlement
EPHESUS CAPITAL: Case Summary & 20 Largest Unsecured Creditors
FIRST FRANKLIN: Moody's Downgrades Ratings on 63 Classes of Certs.

FIRST FRANKLIN: S&P Downgrades Ratings on 29 Classes of Certs.
FORD MOTOR: April 2008 Sales Drops 12%, Focus Sales Ups 88%
FRENCH LICK: Distressed Exchange Offer Cues Moody's 'D' Ratings
FRENCH LICK: Tender Offer Cues S&P To Downgrade Rating to 'SD'
FTD INC: S&P Assigns 'B+' Rating on Negative Watch Pending Review

GAINEY CORP: S&P Puts 'CCC+' Corporate Rating on Negative Watch
GLACIER FUNDING: Moody's Cuts Ratings on Poor Credit Quality
HARRINGTON SCHWEERS: Receiver Wants Involuntary Filing Dismissed
HEALTH NET: S&P Changes Outlook to Negative; Holds 'BB+' Rating
HILITE INT'L: Tight Liquidity Prompts S&P's Rating Cut to 'B-'

HOME DEPOT: Cuts 1,300 Jobs and Closes 15 Stores
HOOP HOLDINGS: Closes Asset Sale Deal with Walt Disney Affiliates
IAC/INTERACTIVECORP: Net Income Drops to $52MM in 2008 1st Quarter
INTRALINKS INC: S&P Changes Outlook to Negative; Holds 'B' Rating
ISCHUS SYNTHETIC: Moody's Cuts Ratings on Three Classes of Notes

ISCHUS SYNTHETIC: Six Classes of Notes Get Moody's Rating Cuts
KLEROS REAL: Moody's Downgrades Ratings on Eight Classes of Notes
KLEROS REAL: Three Classes of Notes Get Moody's Rating Downgrades
LEHMAN BROTHERS: Fitch Takes Rating Actions on Various Classes
MAGNOLIA FINANCE: Moody's Downgrades Ratings on Five Note Classes

MAGUIRE PROPERTIES: Board Might Reconsider CEO's Acquisition Bid
MERRILL LYNCH: Moody's Downgrades Ratings on 30 Classes of Certs.
MOUNT SKYLIGHT: Weak Credit Quality Cues Moody's Rating Downgrades
NATIONAL CENTURY: Prosecutors Seek $1.7BB From Convicted Execs
NATIONAL CENTURY: Amedisys Wants to Take Part in MDL Proceedings

NBE 2005: Case Summary & Eight Largest Unsecured Creditors
NEUMANN HOMES: Can Access $400,000 Loan From Guaranty Bank et al.
NEUMANN HOMES: Guaranty's & IndyMac's Collateral Up For Sale
NORTH STREET: Moody's Cuts Ratings on $60 Mil. Certs. to 'B2'
OPPENHEIMER HOLDINGS: Moody's Gives Stable Outlook on B1 Ratings

OPTION ONE: Completes $1.3 Billion Buyout Deal with WL Ross' Unit
PABO LLC: Voluntary Chapter 11 Case Summary
PACIFIC LUMBER: Plan Confirmation Hearing Continues
PACIFIC LUMBER: Indenture Trustee Modifies First Amended Plan
PACIFIC LUMBER: Heartland Commission Files Amended Plan

PACIFIC LUMBER: Humboldt County Withdraws Objection to PALCO Plan
PACKAGING DYNAMICS: Moody's Cuts Ratings to 'B2' on 2007 Shortfall
PEOPLE'S CHOICE: Fitch Cuts Ratings on Certs. Totaling $82.4 Mil.
PETRA CRE: Fitch Maintains Ratings on All Classes of CDO 2007-1
PHH MORTGAGE: Moody's Takes Rating Actions on Various Classes

POST ROAD HOLDING: Case Summary & Two Largest Unsecured Creditors
POWERMATE HOLDINGS: Can File Schedules & Statements Until May 30
PRISM GRAPHICS: Case Summary & Four Largest Unsecured Creditors
PYXIS ABS: Fitch Downgrades Ratings on Six Classes of Notes
QUEBECOR WORLD: Posts $2.2 Billion Net Loss for Full Year 2007

QUEBECOR WORLD: To Cut 700 Jobs at Connecticut and Ontario Sites
RANGE RESOURCES: Moody's Keeps 'Ba2' Ratings on Stable Metrics
RESIDENTIAL ACCREDIT: Fitch Acts on Various Certificates' Ratings
RESIDENTIAL CAPITAL: Seeks Alternatives to Arrest Liquidity Woes
RIDGEWAY COURT: Fitch Downgrades Ratings on 10 Classes of Notes

SAIL TRUSTS: Fitch Downgrades Ratings on Certs. Totaling $80.3MM
SAINT VINCENT: Trustee Files $1.2BB Malpractice Case vs. McDermott
SASCO CERTIFICATES: Fitch Takes Various Rating Actions on Certs.
SILVER MARLIN: Fitch Downgrades Ratings on Eight Classes of Notes
SIRVA INC: Files First Amended Prepackaged Joint Plan

SPRINT NEXTEL: S&P Cuts Rating to BB from BBB- and Removes Watch
STANDARD PACIFIC: To Hold Annual Stockholders' Meeting on May 14
STANDARD PACIFIC: CalPERS Wants Board of Directors Declassified
SVP HOLDINGS: Moody's Gives Negative Outlook; Cuts Rating to 'B2'
THERMADYNE HOLDINGS: S&P Upgrades Corp. Rating to 'B-' From 'CCC+'

THORNBURG MORTGAGE: MatlinPatterson Gets Two Board Seats
TRIBECA PARK: S&P Puts 'BB' Rating on $10 Million Class D Notes
UNION PLANTERS: Fitch Takes Rating Affirmations on Various Classes
USEC INC: Earns $4.4 Million in First Quarter Ended March 31
UTSTARCOM INC: Two Executives Pay $175,000 in Settlement with SEC

WAVE SYSTEMS: Gets Nasdaq Market Notice on Listing Non-Compliance
WESTERN REFINING: Weak Measures Prompts S&P's Rating Cut to 'B+'
WHITNEY LANE: Case Summary & 14 Largest Unsecured Creditors
ZIFF DAVIS: Judge Approves Disclosure Statement on Ch. 11 Plan
ZIFF DAVIS: Court Approves Voting Protocol & Timeline

* Fitch Reports Warning Signs Amid Stable Credit Card ABS Biz
* Moody's Says Airline Merger Is Challenging Despite Good Factors
* S&P Downgrades Ratings on 75 Tranches From 12 CDO Transactions

* Gersten Savage Will Hold Small-cap Seminar in Calgary on May 8

* BOOK REVIEW: Dangerous Pursuits - Mergers and Acquisitions in
                     the Age of Wall Street

                             *********

ABSPOKE 2005-IVA: Moody's Reviews 'B1' Rating for Possible Cut
--------------------------------------------------------------
Moody's Investors Service downgraded and left on review for
possible downgrade the ratings on these notes issued by ABSpoke
2005-IVA, Ltd.:

Class Description: Variable Floating Rate Notes due 2039

  -- Prior Rating: Baa1, on review for possible downgrade
  -- Current Rating: B1, on review for possible downgrade

According to Moody's, the rating action reflects increased
deterioration in the credit quality of the underlying portfolio.


ACE HARDWARE: S&P Attaches 'BB-' Rating; Gives Stable Outlook
-------------------------------------------------------------
Standard & Poor's Ratings Services assigned its 'BB-' corporate
credit rating to Oak Brook, Illinois-based Ace Hardware Corp., a
retailer-owned convenience hardware cooperative.  The outlook is
stable.
     
At the same time, S&P assigned its recovery rating to the
company's proposed $300 million senior secured notes, which mature
in 2016.  S&P rated the notes 'BB-' (the same as the corporate
credit rating on Ace) with a recovery rating of '4', indicating
that lenders can expect average (30%-50%) recovery of principal in
the event of payment default.  The proceeds from the senior
secured notes, along with cash on hand, will be used to refinance
the company's existing senior unsecured revolver and private
placement notes.
     
"The ratings on Ace reflect the company's participation in the
competitive and fragmented convenience hardware industry, its
modest sensitivity to the residential housing market, and recent
accounting issues," said Standard & Poor's credit analyst David
Kuntz.  Aggressive capital structure and fair credit protection
measures are other important factors.  "However, the company's
good market position and recognized brand name temper these
factors somewhat," added Mr. Kuntz.


AIRTRAN HOLDINGS: Grosses $140 Million on Securities Offerings
--------------------------------------------------------------
In conjunction with the initial closing of the public offering of
its debt and equity securities, AirTran Holdings, Inc., parent
company of AirTran Airways, Inc., issued a statement from Bob
Fornaro, president and chief executive officer:

"The successful completion of these offerings, in combination with
our low cost structure, high quality product and young all-Boeing
fleet, provides improved financial flexibility and uniquely
positions AirTran Airways for the challenges the industry faces in
dealing with record high fuel costs.  AirTran Airways is on solid
footing during these turbulent times in the industry as evidenced
by these:

   -- The initial closings of our concurrent offerings of our 5.5%
      Convertible Senior Notes due 2015 and our common stock have
      been completed, including the full exercise of the
      underwriters' over-allotment option on our Convertible
      Senior Notes.  Net proceeds to the company of the concurrent
      offerings (including escrowed funds of approximately
      $12.3 million), were approximately $140.3 million.  A
      closing with respect to the sale of an additional 2,346,875
      shares of common stock pursuant to a partial exercise of the
      underwriters' over-allotment option is scheduled to occur
      today, May 2, 2008.

   -- Enhanced invested cash balances.

   -- Lowest non-fuel unit costs in the industry -- a position we
      intend to maintain.

   -- Proactively re-casting our business for success in a high
      fuel environment.

   -- Reducing our capacity growth against the current environment
      from a prior planned 10% from Sept. through Dec. 2008 and
      from a prior planned 10% in 2009 to no more than flat in
      both periods to improve unit revenue.

   -- Managing our fleet order to maintain balance of capacity and
      revenue.

   -- Number one airline in quality as ranked by the Airline
      Quality Rating.

"AirTran Airways has a history of managing through industry
challenges and coming out stronger.  High fuel prices will create
both challenges and opportunities, and we want to be in a position
to manage these challenges and to take advantage of the
opportunities as they arise."

Headquartered in Orlando Florida, AirTran Holdings Inc. (NYSE:
AAI) -- http://www.airtran.com/-- a Fortune 1000 company, is the     
parent company of AirTran Airways Inc., which offers more than 700
daily flights to 56 U.S. destinations.  

                          *     *     *

To date, AirTran Holdings Inc. carries Moody's Investors Service
'B3' long-term corporate family and 'Caa2' senior unsecured debt
ratings.  Outlook is Stable.


ALERIS INTERNATIONAL: S&P Maintains 'B+' Corporate Credit Rating
----------------------------------------------------------------
Standard & Poor's Ratings Services affirmed its ratings on Aleris
International Inc., including its 'B+' corporate credit rating.  
At the same time, S&P removed the ratings from CreditWatch, where
they were placed with negative implications on April 17, 2008.  
The outlook is negative.
     
Pro forma consolidated debt, including debt-like obligations and
reflecting the November 2007 sale of U.S. Zinc, was about
$2.7 billion at Dec. 31, 2007.
     
"The affirmation and CreditWatch removal reflects our expectation
that operating performance will improve as 2008 progresses because
of the combination of productivity improvements and increased
volumes in the second half," said Standard & Poor's credit analyst
Maurice Austin.  "In addition, S&P expect the company's favorable
liquidity position to be adequate to support Aleris through the
ongoing end-market downturn.  Still, credit measures remain very
weak for the current rating and provide little cushion against
further deterioration.  A prolonged period of weakness in the
transportation and construction markets could significantly
constrain the company's ability to generate cash and to lower its
debt burden."
     
Beachwood, Ohio-based Aleris manufactures aluminum sheet for
distributors and the transportation, construction, and consumer
durables end-user markets.
     
Mr. Austin said, "We could lower the ratings if the company's
operating performance does not improve and if Aleris doesn't
reduce its debt to maintain the ratio of debt to EBITDA below 5.5x
for the current rating.  S&P are less likely to revise the outlook
to stable this year.  Such an action would depend on an
improvement in profitability in conjunction with positive market
trends."


ALTIUS II: Declining Credit Quality Prompts Moody's Rating Cuts
---------------------------------------------------------------
Moody's Investors Service placed on review for possible downgrade
the ratings on these notes issued by Altius II Funding, Ltd.

Class Description: $84,000,000 Class A-2 Floating Rate Notes Due
2040

  -- Prior Rating: Aaa
  -- Current Rating: Aaa, on review for possible downgrade

Moody's also downgraded and left on review for possible further
downgrade the ratings on these notes:

Class Description: $58,000,000 Class B Floating Rate Notes Due
2040

  -- Prior Rating: Aa2, on review for possible downgrade
  -- Current Rating: A2, on review for possible downgrade

Class Description: $18,750,000 Class C Floating Rate Notes Due
2040

  -- Prior Rating: A2, on review for possible downgrade
  -- Current Rating: Ba1, on review for possible downgrade

Class Description: $11,250,000 Class D Floating Rate Notes Due
2040

  -- Prior Rating: Baa2, on review for possible downgrade
  -- Current Rating: Caa1, on review for possible downgrade

Class Description: Preferred Shares

  -- Prior Rating: Ba1, on review for possible downgrade
  -- Current Rating: Caa3, on review for possible downgrade

According to Moody's, the rating actions reflect increased
deterioration in the credit quality of the underlying portfolio.


AMERIQUEST MORTGAGE: S&P Downgrades Ratings on 70 Cert. Classes
---------------------------------------------------------------
Standard & Poor's Ratings Services lowered its ratings on 70
classes of mortgage pass-through certificates from 19 Ameriquest
Mortgage Securities transactions.  In addition, S&P affirmed its
ratings on 187 classes from 36 series.
     
The downgrades reflect the deteriorating performance of the
collateral pools, as monthly net losses continue to outpace
monthly excess interest cash flows.  These losses have caused the
steady erosion of the classes' credit support, specifically
overcollateralization.  As of the March 2008 distribution period,
the O/C amounts for 15 of the 19 transactions were below
their respective targets.  Severe delinquencies (90-plus days,
foreclosures, and REOs) for these 19 transactions ranged from
6.16% of the current pool balance for series 2003-9 to 21.83% for
series 2004-R9.  Cumulative realized losses ranged from 0.69% of
the original pool balance for series 2005-R9 to 2.96% for series
2004-R4.  S&P lowered the rating on class M-7 from series 2004-R4
to 'D' because this class had realized $483,295.22 in losses as of
the March 2008 remittance.
     
The affirmed ratings reflect adequate actual and projected credit
support percentages at the current rating levels.  As of the March
2008 remittance period, severe delinquencies ranged from 4.33% for
series 2003-IA1 to 20.03% for series 2003-AR1.  Cumulative
realized losses ranged from 0.68% for series 2004-IA1 to 2.97% for
series 2002-3.
     
Credit support is provided by subordination, O/C, and excess
spread. In addition, series 2002-D has primary mortgage insurance.   
The collateral consists of 30-year, adjustable-rate, fully
amortizing, subprime mortgage loans secured by first liens on one-
to four-family residential properties.

                         Ratings Lowered

                Ameriquest Mortgage Securities Inc.
                          Series 2002-D

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-2        03072SEC5     BBB            BBB+

                Ameriquest Mortgage Securities Inc.
                          Series 2003-AR3

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-6        03072SHL2     B              BBB-

                Ameriquest Mortgage Securities Inc.
                          Series 2003-9

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-6        03072SKB0     BB             BBB-

                Ameriquest Mortgage Securities Inc.
                          Series 2003-11

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-5        03072SMC6     BB             BBB
              M-6        03072SMD4     CCC            BBB-
              M-4B       03072SMB8     BBB            BBB+

                Ameriquest Mortgage Securities Inc.
                          Series 2003-12

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-3        03072SMZ5     BBB-           A-
              M-4        03072SNA9     B+             BBB+
              M-5        03072SNB7     B              BBB
              M-6        03072SNC5     CCC            BBB-

                Ameriquest Mortgage Securities Inc.
                          Series 2003-13

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-3        03072SNG6     BBB            A-
              M-4        03072SNH4     BB             BBB+
              M-5        03072SNJ0     B              BBB
              M-6        03072SNK7     CCC            BBB-

                Ameriquest Mortgage Securities Inc.
                          Series 2004-R4

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-7        03072SRR8     D              CCC

                Ameriquest Mortgage Securities Inc.
                          Series 2004-R5

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-5        03072SSB2     BB-            BBB
              M-6        03072SSC0     BB-            BBB-
              M-7        03072SSG1     CCC            BB+

                Ameriquest Mortgage Securities Inc.
                          Series 2004-R7

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-8        03072STP0     BBB            A-
              M-9        03072STQ8     BB             BBB+
              M-10       03072STR6     B              BBB
              M-11       03072STS4     CCC            BBB-

                Ameriquest Mortgage Securities Inc.
                          Series 2004-R8

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-6        03072SUE3     BBB            A-
              M-7        03072SUF0     BB-            BBB+
              M-8        03072SUG8     B              BBB
              M-9        03072SUH6     CCC            BBB-
              M-10       03072SUJ2     CCC            BB+

                Ameriquest Mortgage Securities Inc.
                          Series 2004-R9

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-5        03072SUS2     BBB            A-
              M-6        03072SUT0     B              BBB+
              M-7        03072SUU7     B-             BBB
              M-8        03072SUV5     CCC            BBB-
              M-9        03072SUX1     CCC            BB+

                Ameriquest Mortgage Securities Inc.
                          Series 2004-R10

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-7        03072SVX0     BBB            BBB+
              M-8        03072SVY8     BB             BBB
              M-9        03072SVZ5     B              BBB-
              M-10       03072SWA9     CCC            BB+

                Ameriquest Mortgage Securities Inc.
                          Series 2004-R11

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-5        03072SWU5     BB+            A
              M-6        03072SWV3     BB-            A-
              M-7        03072SWW1     B              BBB+
              M-8        03072SWX9     B-             BBB
              M-9        03072SWY7     CCC            BBB-
              M-10       03072SWZ4     CCC            BB+

                Ameriquest Mortgage Securities Inc.
                          Series 2004-R12

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-6        03072SXJ9     BB+            A-
              M-7        03072SXK6     BB             BBB+
              M-8        03072SXL4     BB-            BBB
              M-9        03072SXM2     B-             BBB-
              M-10       03072SXP5     CCC            BB+

                Ameriquest Mortgage Securities Inc.
                          Series 2005-R1

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-8        03072SYF6     BB             BBB-
              M-9        03072SYG4     B              BB
              M-10       03072SYH2     CCC            BB

                Ameriquest Mortgage Securities Inc.
                          Series 2005-R2

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-9        03072SYZ2     BB             BBB-
              M-10       03072SZD0     B              BB+
              M-11       03072SZE8     CCC            BB

                Ameriquest Mortgage Securities Inc.
                          Series 2005-R5

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-6        03072SE76     BBB            A
              M-7        03072SE84     BBB-           BBB+
              M-8        03072SE92     B+             BBB
              M-9        03072SF26     B-             BBB-
              M-10       03072SF34     CCC            BB+
              M-11       03072SF42     CCC            BB

                Ameriquest Mortgage Securities Inc.
                          Series 2005-R6

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-6        03072SG74     BBB            A-
              M-7        03072SG82     BB+            BBB+
              M-8        03072SG90     BB-            BBB
              M-9        03072SH24     B              BBB-
              M-10       03072SH65     CCC            BB+
              M-11       03072SH73     CCC            B

                Ameriquest Mortgage Securities Inc.
                          Series 2005-R9

                                            Rating
                                            ------
              Class      CUSIP         To             From
              -----      -----         --             ----
              M-7        03072SQ99     BBB            BBB+
              M-8        03072SR23     BB             BBB
              M-9        03072SR31     B              BBB-
              M-10       03072SR49     B-             BB
              M-11       03072SR56     CCC            B

                        Ratings Affirmed

                Ameriquest Mortgage Securities Inc.
                          Series 2001-2

              Class      CUSIP         Rating
              -----      -----         ------
              M-2        03072SBD6     A+
              M-3        03072SBE4     BBB

                Ameriquest Mortgage Securities Inc.
                          Series 2002-2

              Class      CUSIP         Rating
              -----      -----         ------
              M-2        03072SCH6     AA
              M-3        03072SCJ2     BBB
              M-4        03072SCK9     CCC

                Ameriquest Mortgage Securities Inc.
                          Series 2002-AR1

              Class      CUSIP         Rating
              -----      -----         ------
              M-1        03072SDB8     AAA
              M-2        03072SDC6     BBB
              M-3        03072SDD4     CCC
              M-4        03072SDE2     CCC

                Ameriquest Mortgage Securities Inc.
                          Series 2002-3

              Class      CUSIP         Rating
              -----      -----         ------
              M-2        03072SCV5     A+
              M-3        03072SCW3     BBB

                Ameriquest Mortgage Securities Inc.
                          Series 2002-C

              Class      CUSIP         Rating
              -----      -----         ------
              M-1        03072SDF9     BBB

                Ameriquest Mortgage Securities Inc.
                          Series 2002-4

              Class      CUSIP         Rating
              -----      -----         ------
              M-2        03072SDJ1     AA-
              M-3        03072SDK8     BBB
              M-4        03072SDL6     CCC

                Ameriquest Mortgage Securities Inc.
                          Series 2002-D

              Class      CUSIP         Rating
              -----      -----         ------
              M-1        03072SEB7     A

                Ameriquest Mortgage Securities Inc.
                          Series 2003-AR1

              Class      CUSIP         Rating
              -----      -----         ------
              M-2        03072SEK7     A
              M-3        03072SEL5     BBB
              M-4        03072SEM3     BBB-

                Ameriquest Mortgage Securities Inc.
                          Series 2003-2

              Class      CUSIP         Rating
              -----      -----         ------
              M-1        03072SES0     AA+
              M-2        03072SET8     BB
              M-3        03072SEU5     CCC

                Ameriquest Mortgage Securities Inc.
                          Series 2003-1

              Class      CUSIP         Rating
              -----      -----         ------
              M-1        03072SEY7     AA+
              M-2        03072SEZ4     BBB
              MF-3       03072SFB6     CCC
              MV-3       03072SFA8     CCC

                Ameriquest Mortgage Securities Inc.
                          Series 2003-5

              Class      CUSIP         Rating
              -----      -----         ------
              A-5        03072SFX8     AAA
              A-6        03072SFY6     AAA
              M-1        03072SFZ3     AA+
              M-2        03072SGA7     AA
              M-3        03072SGB5     A-

                Ameriquest Mortgage Securities Inc.
                          Series 2003-6

              Class      CUSIP         Rating
              -----      -----         ------
              M-1        03072SGP4     AA
              M-2        03072SGQ2     A
              M-3        03072SGR0     A-
              M-4        03072SGS8     BBB+
              M-5        03072SGT6     B

                Ameriquest Mortgage Securities Inc.
                          Series 2003-AR3

              Class      CUSIP         Rating
              -----      -----         ------
              M-2        03072SHG3     A+
              M-3        03072SHH1     A
              M-4        03072SHJ7     BBB+
              M-5        03072SHK4     BBB

                Ameriquest Mortgage Securities Inc.
                          Series 2003-7

              Class      CUSIP         Rating
              -----      -----         ------
              A          03072SHQ1     AAA
              M-1        03072SHR9     AAA
              M-2        03072SHS7     AA+
              M-3        03072SHT5     A+
              M-4        03072SHU2     BB
              M-5        03072SHV0     CCC

                Ameriquest Mortgage Securities Inc.
                          Series 2003-8

              Class      CUSIP         Rating
              -----      -----         ------
              AV-1       03072SHW8     AAA
              AV-2       03072SHX6     AAA
              AF-5       03072SJD8     AAA
              M-1        03072SJG1     AA
              M-2        03072SJH9     A
              M-3        03072SJJ5     BBB-
              M-4        03072SJK2     B
              M-5        03072SJL0     CCC
              MV-6       03072SJM8     CCC
              MF-6       03072SJN6     CCC

                Ameriquest Mortgage Securities Inc.
                          Series 2003-9

              Class      CUSIP         Rating
              -----      -----         ------
              AV-1       03072SJQ9     AAA
              AV-2       03072SJR7     AAA
              AF-2       03072SJT3     AAA
              AF-3       03072SJU0     AAA
              M-1        03072SJW6     AA
              M-2        03072SJX4     A
              M-3        03072SJY2     A-
              M-4        03072SJZ9     BBB+
              M-5        03072SKA2     BBB

                Ameriquest Mortgage Securities Inc.
                          Series 2003-10

              Class      CUSIP         Rating
              -----      -----         ------
              AV-1       03072SKH7     AAA
              AV-2       03072SKJ3     AAA
              AF-5       03072SKP9     AAA
              AF-6       03072SKQ7     AAA
              M-2        03072SKS3     A
              M-3        03072SKT1     A-
              M-4        03072SKU8     BBB+
              M-5        03072SKV6     BBB
              MV-6       03072SKW4     BBB-
              MF-6       03072SKX2     BBB-

                Ameriquest Mortgage Securities Inc.
                          Series 2003-11

              Class      CUSIP         Rating
              -----      -----         ------
              AV-1       03072SLM5     AAA
              AV-2       03072SLN3     AAA
              AV-4       03072SMF9     AAA
              AF-5       03072SLT0     AAA
              AF-6       03072SLU7     AAA
              M-1        03072SLV5     AA
              M-2        03072SLW3     A
              M-3B       03072SLZ6     A-
              M-3        03072SLX1     A-

                Ameriquest Mortgage Securities Inc.

              Class      CUSIP         Rating
              -----      -----         ------
              AV-1       03072SMT9     AAA
              AF         03072SMV4     AAA
              M-1        03072SMX0     AA
              M-2        03072SMY8     A

                Ameriquest Mortgage Securities Inc.
                          Series 2003-13

              Class      CUSIP         Rating
              -----      -----         ------
              AV-1       03072SND3     AAA
              AV-2       03072SML6     AAA
              AF-4       03072SMQ5     AAA
              AF-5       03072SMR3     AAA
              AF-6       03072SMS1     AAA
              M-1        03072SNE1     AA
              M-2        03072SNF8     A

                Ameriquest Mortgage Securities Inc.
                          Series 2004-R2

              Class      CUSIP         Rating
              -----      -----         ------
              A-1A       03072SPX7     AAA
              A-1B       03072SPD1     AAA
              A-4        03072SPG4     AAA
              M-1        03072SPH2     AA+
              M-2        03072SPJ8     AA
              M-3        03072SPK5     AA-
              M-4        03072SPL3     A+
              M-5        03072SPM1     A
              M-6        03072SPN9     A-
              M-7        03072SPP4     BB+
              M-8        03072SPQ2     B
              M-9        03072SPR0     CCC

                Ameriquest Mortgage Securities Inc.
                          Series 2004-FR1

              Class      CUSIP         Rating
              -----      -----         ------
              A-5        03072SQN8     AAA
              A-6        03072SQP3     AAA
              A-7        03072SQQ1     AAA
              M-1        03072SQR9     AA+
              M-2        03072SQS7     AA
              M-3        03072SQT5     AA-
              M-4        03072SQU2     A+
              M-5        03072SQV0     A
              M-6        03072SQW8     A-
              M-7        03072SQX6     BBB+
              M-8        03072SQY4     BBB
              M-9        03072SQZ1     BBB-

                Ameriquest Mortgage Securities Inc.
                          Series 2004-R3

              Class      CUSIP         Rating
              -----      -----         ------
              A-1A       03072SRA5     AAA
              A-1B       03072SPY5     AAA
              A-4        03072SQB4     AAA
              M-1        03072SQC2     AA
              M-2        03072SQD0     A
              M-3        03072SQE8     A-
              M-4        03072SQF5     BBB+
              M-5        03072SQG3     BB
              M-6        03072SQH1     B
              M-7        03072SRB3     CCC

                Ameriquest Mortgage Securities Inc.
                          Series 2004-R4

              Class      CUSIP         Rating
              -----      -----         ------
              M-1        03072SRF4     AA
              M-2        03072SRG2     A
              M-3        03072SRH0     BBB-
              M-4        03072SRQ0     B
              M-5        03072SRJ6     B-
              M-6        03072SRK3     CCC

                Ameriquest Mortgage Securities Inc.
                          Series 2004-R5

              Class      CUSIP         Rating
              -----      -----         ------
              A-1A       03072SRS6     AAA
              A-1B       03072SRT4     AAA
              M-1        03072SRX5     AA
              M-2        03072SRY3     A
              M-3        03072SRZ0     A-
              M-4        03072SSA4     BBB+

                Ameriquest Mortgage Securities Inc.
                          Series 2004-R7

              Class      CUSIP         Rating
              -----      -----         ------
              A-1        03072STB1     AAA
              A-4        03072STE5     AAA
              A-6        03072STT2     AAA
              M-1        03072STG0     AAA
              M-2        03072STH8     AA+
              M-3        03072STJ4     AA+
              M-4        03072STK1     AA
              M-5        03072STL9     AA-
              M-6        03072STM7     A+
              M-7        03072STN5     A

                Ameriquest Mortgage Securities Inc.
                          Series 2004-R8

              Class      CUSIP         Rating
              -----      -----         ------
              A-1        03072STU9     AAA
              A-4        03072STX3     AAA
              A-5        03072STY1     AAA
              M-1        03072STZ8     AA+
              M-2        03072SUA1     AA
              M-3        03072SUB9     AA-
              M-4        03072SUC7     A+
              M-5        03072SUD5     A

                Ameriquest Mortgage Securities Inc.
                          Series 2004-R9

              Class      CUSIP         Rating
              -----      -----         ------
              A-1        03072SUW3     AAA
              A-4        03072SUM5     AAA
              M-1        03072SUN3     AA+
              M-2        03072SUP8     AA
              M-3        03072SUQ6     AA-
              M-4        03072SUR4     A

                Ameriquest Mortgage Securities Inc.
                          Series 2004-R10

              Class      CUSIP         Rating
              -----      -----         ------
              A-1        03072SVL6     AAA
              A-4        03072SVP7     AAA
              A-5        03072SVQ5     AAA
              M-1        03072SVR3     AA+
              M-2        03072SVS1     AA
              M-3        03072SVT9     AA-
              M-4        03072SVU6     A+
              M-5        03072SVV4     A
              M-6        03072SVW2     A-

                Ameriquest Mortgage Securities Inc.
                          Series 2004-R11

              Class      CUSIP         Rating
              -----      -----         ------
              A-1        03072SWN1     AAA
              A-2        03072SWP6     AAA
              M-1        03072SWQ4     AA+
              M-2        03072SWR2     AA
              M-3        03072SWS0     AA-
              M-4        03072SWT8     A+

                Ameriquest Mortgage Securities Inc.
                          Series 2004-R12

              Class      CUSIP         Rating
              -----      -----         ------
              A-1        03072SXA8     AAA
              A-4        03072SXN0     AAA
              M-1        03072SXD2     AA+
              M-2        03072SXE0     AA
              M-3        03072SXF7     AA-
              M-4        03072SXG5     A+
              M-5        03072SXH3     A


ASSURED RESOURCES: Case Summary & Six Largest Unsecured Creditors
-----------------------------------------------------------------
Lead Debtor: Assured Resources, LLC
             50 W. Big Beaver, Ste. 245
             Troy, MI 48084

Bankruptcy Case No.: 08-50046

Debtor-affiliates filing separate Chapter 11 petitions:

        Entity                                     Case No.
        ------                                     --------
        Assured Source PEO, LLC                    08-50053
        Assured Source PEO 2, LLC                  08-50056

Chapter 11 Petition Date: April 25, 2008

Court: Eastern District of Michigan (Detroit)

Judge: Marci B. McIvor

Debtors' Counsel: Matthew W. Frank, Esq.
                  Email: frankandfrank@comcast.net
                  30833 Northwestern Hwy., Ste. 205
                  Farmington Hills, MI 48334
                  Tel: (248) 932-1440

Estimated Assets: $1 million to $10 million

Estimated Debts:       $100,000 to $500,000

A. Assured Resources, LLC's Two Largest Unsecured Creditors:

   Entity                      Claim Amount
   ------                      ------------
IRS                            $203,276
Cincinnati, OH 45999

Michigan Dept. of Treasury     $110,000
Lansing, MI 48922

B. Assured Source PEO, LLC's Two Largest Unsecured Creditors:

   Entity                      Claim Amount
   ------                      ------------
IRS                            $195,177
Cincinnati, OH 45999

Michigan Dept. of Treasury     $54,000
Lansing, MI 48922

C. Assured Source PEO 2, LLC's Two Largest Unsecured Creditors:

   Entity                      Claim Amount
   ------                      ------------
Michigan Dept. of Treasury     $137,000
Lansing, MI 48922

IRS                            $82,830
Cincinnati, OH 45999


BANCO SURINVEST: Moody's Withdraws Ratings for Business Reasons
---------------------------------------------------------------
Moody's Investors Service has withdrawn all of its ratings for
Banco Surinvest S.A. for business reasons.

Banco Surinvest S.A. held $2.3 billion in assets and $553 million
in equity as of Dec. 31, 2007.

The bank has no rated foreign currency debt outstanding.

These ratings were withdrawn:

  -- Bank financial strength rating of E+ with a stable outlook

  -- Long term local currency deposit rating of B3, with a
     positive outlook

  -- Short term local currency deposit rating of Not Prime

  -- Long term foreign currency deposit rating of B3, with a
     positive outlook

  -- Short term foreign currency deposit rating of Not Prime

  -- Local currency national scale deposit rating of Baa3.uy

  -- Foreign currency national scale deposit rating of Baa3.uy


BASIS YIELD: Judge Gerber Dismisses Chapter 15 Case
---------------------------------------------------
Judge Robert E. Gerber of the U.S. Bankruptcy Court for the
Southern District of New York has dismissed, without prejudice,
the Chapter 15 case of Basis Yield Alpha Fund (Master) on
April 30, 2008.
  
As reported in the Troubled Company Reporter on April 21, 2008,
Hugh Dickson, Stephen John Akers, and Paul Andrew Billingham,
Basis Yield's foreign representatives, sought dismissal of the
company's case on April 3, 2008.

No party objected to the dismissal request as of the April 23
objection deadline.

Basis Yield, a Cayman Islands-based mutual fund managed by Basis
Capital Fund Management Ltd., in Australia, sought Chapter 15
protection of its U.S.-based assets a day after it filed a
petition for authority to wind up its operations before the Grand
Court of the Cayman Islands on Aug. 28, 2007.  Basis Yield, which
invested heavily in the U.S. subprime lending market, suffered a
significant devaluation of its asset portfolio following the
volatility in the U.S. subprime market.

Basis Yield is estimated to have more than $100,000,000 in total
assets and total liabilities, and less than 49 creditors,
according to its Chapter 15 petition.  According to Basis Yield's
foreign representatives, more than $50,000,000 of the hedge
fund's assets, held by various financial institutions, are
located within the United States.

On Jan. 16, 2008, Judge Gerber denied Basis Yield's summary
judgment motion for the recognition of the Cayman Islands
liquidation case as a "foreign main proceeding" under Section
1517(b)(1) of the U.S. Bankruptcy Code  or as a "foreign nonmain
proceeding" under Section 1517(b)(2) after finding that none of
the papers filed by the Foreign Representatives have addressed
any of the factors that would support recognition of Basis
Yield's Cayman Islands case as a foreign main proceeding.

Basis Yield's Foreign Representatives are represented by Karen B.
Dine, Esq., at Pillsbury Winthrop Shaw Pittman LLP, in New York.

                        About Basis Yield

Basis Yield Alpha Fund (Master) is a Cayman Islands mutual fund.
It operates as a master-feeder structure that allows investors'
funds to be channeled through two companies operating in a
single jurisdiction to a "master" company operating in the same
jurisdiction. &nb